At Affordable Craftsmen, we work off of a Georgia Residential General Contractor license which is renewed every two years. The Secretary of State checks our credit, for bankruptcy, for felonies, still have insurance in place, ongoing education credits, etc.
As an Atlanta general contractor working out of North Cobb County, Marietta Ga, we develop small sub-divisions with 2-8 lots, build new speculative “Spec” homes, custom designed homes, accessory dwelling units (ADU), guest houses, pool houses, garages, barns, additions & home remodeling of man types, including basement, kitchen & baths. We take new home builds, additions and larger remodeling projects in Cobb, Cherokee, Paulding, Bartow & Pickens Counties. We try to stay in Marietta, Kennesaw, Smyrna, Acworth, Roswell, Woodstock, Holly Springs & Canton for smaller builds and remodeling projects.
The rules are that if we pull the permit, the funds for the job need to move through our bank account, as that is how the insurance company audits us and makes sure that your work is insured. If one contractor pulls the permit under their license, but another unlicensed contractor runs the job and deposits your checks/funds in his/her account, then pays for the material & sub-contractors, should something happen, that work wouldn’t be under the license or insurance of the GC who pulled the permit, just FYI.
This isn’t typical on commercial jobs or very large custom homes, but on garages, barns, additions & remodeling projects it’s very common, as smaller contractors want to bid and get your project, but they’re not insured, so they ask a buddy who has a residential general contractor’s license to pull the permit for them and they pay them a small fee. You’ll know this because the contractor or builder info on the permit won’t match the person you’re working with, their contract or who you’re making the checks out to. It should be that those are all one and the same company, otherwise somethings not right…
Now, these contractors rarely get caught, but if you have a problem with an insurance claim, then it will often become an issue. Also, what happens when you have a warranty issue and the person you dealt with is gone or ignores you? Then customers end up contacting the contractor or builder of record from the permit, only to find that they didn’t do or manage the work and that since the money didn’t go through their bank account, their insurance isn’t going to cover it as they didn’t pay insurance on that money at all. It was paid to the contractor without a license. Not good, please be careful!
If you have some land you would like help developing into lots, either pay for help or partnership, we would love to chat about that and help if you like. If you have land and would like to build speculative houses to sell for profit, we would be interested to work on that with you. If you have land and would like to build a custom home on it, add an addition or do a large remodel project on your existing home in the area we serve please fill out our quote form, email the plans/info to me at firstname.lastname@example.org or call our office at 770-591-4464.
Thanks for taking the time to check us out and look forward to chatting & seeing how we can work together and be of help!
Gary & Renee’ McCormick